Terms of Service

1. Acceptance of Terms

By downloading, installing, or using SAVI ("the App"), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the App.

2. Description of Service

SAVI is an AI-powered conversation assistant that:

• Records audio conversations with your permission
• Transcribes recordings using on-device or cloud-based processing
• Analyzes conversations using AI to extract calendar events, reminders, and notes
• Provides conversation summaries and key points

3. User Responsibilities

When using SAVI, you agree to:

• Obtain Consent: You are responsible for obtaining consent from all parties before recording any conversation, as required by applicable laws
• Legal Compliance: Use the App in compliance with all applicable federal, state, and local laws, including recording consent laws
• Appropriate Use: Not use the App for any illegal, harmful, or unauthorized purpose
• Account Security: Maintain the confidentiality of your account credentials

4. Recording Consent Laws - IMPORTANT

United States: Recording consent laws vary by state:

• One-Party Consent States: Only one party (which can be you) needs to consent to the recording. This includes most states.
• Two-Party/All-Party Consent States: ALL parties to the conversation must consent to be recorded. These include: California, Connecticut, Florida, Illinois, Maryland, Massachusetts, Michigan, Montana, Nevada, New Hampshire, Oregon, Pennsylvania, and Washington.

International: Many countries have strict privacy and recording laws. In the European Union, recording without consent may violate GDPR. You must research and comply with the laws in your specific jurisdiction.

Your Responsibility: BY USING THIS APP, YOU ACKNOWLEDGE AND AGREE THAT:

• You are solely responsible for determining whether recording is legal in your jurisdiction
• You are solely responsible for obtaining all necessary consents before recording
• You will not use the App to record conversations where doing so would be illegal
• SAVI is not responsible for your compliance with recording laws
• SAVI provides no legal advice regarding recording consent requirements

5. HIPAA and Medical Information Disclaimer

If you are a healthcare provider, health plan, healthcare clearinghouse, or business associate subject to HIPAA:

• Do NOT use SAVI to record patient conversations or consultations
• Do NOT use SAVI to transcribe or store any Protected Health Information
• Do NOT use SAVI in any manner that would require HIPAA compliance

SAVI makes no representations regarding HIPAA compliance. Use of this App for healthcare-related recordings is at your own risk and may violate federal law.

6. Credits and Payments

SAVI uses a credit-based system:

• New users receive 5 free minutes of recording credits
• Additional credits can be purchased through in-app purchases
• Credits are consumed based on the transcription mode selected
• All purchases are processed through Apple and are subject to Apple's terms
• Credits are non-refundable except as required by applicable law

7. Intellectual Property

The App and its original content, features, and functionality are owned by SAVI and are protected by international copyright, trademark, and other intellectual property laws.

Your recordings and the content derived from them remain your property. By using the App, you grant us a limited license to process your content solely to provide our services.

8. Disclaimer of Warranties

THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. We do not guarantee that:

• Transcriptions will be 100% accurate
• AI-extracted events, reminders, or notes will be complete or error-free
• The service will be uninterrupted or error-free

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SAVI SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

• Loss of data or recordings
• Missed appointments due to transcription errors
• Any damages arising from unauthorized access to your account

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES EXCEED THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

10. Indemnification

You agree to indemnify, defend, and hold harmless SAVI, its officers, directors, employees, agents, licensors, and service providers from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to:

• Your use or misuse of the App
• Your violation of these Terms
• Your violation of any applicable law, including but not limited to recording consent laws
• Your recording of any conversation without proper consent
• Your infringement of any third party's rights, including privacy rights
• Any claim by a third party related to a recording you made using the App

This indemnification obligation shall survive the termination of these Terms and your use of the App.

11. Dispute Resolution and Arbitration

Agreement to Arbitrate: You and SAVI agree that any dispute, claim, or controversy arising out of or relating to these Terms or the App (collectively, "Disputes") will be resolved exclusively through final and binding arbitration, rather than in court, except that you may assert claims in small claims court if your claims qualify.

Waiver of Jury Trial: YOU AND SAVI WAIVE ANY CONSTITUTIONAL AND STATUTORY RIGHTS TO GO TO COURT AND HAVE A TRIAL IN FRONT OF A JUDGE OR A JURY. You and SAVI are instead electing to have claims and disputes resolved by arbitration.

Class Action Waiver: YOU AND SAVI AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE ACTION. Unless both you and SAVI agree, no arbitrator or judge may consolidate more than one person's claims or otherwise preside over any form of a representative or class proceeding.

Arbitration Rules: The arbitration will be administered by the American Arbitration Association ("AAA") in accordance with its Consumer Arbitration Rules. Arbitration will be conducted in the English language. The arbitrator's decision will be final and binding.

Opt-Out: You may opt out of this arbitration agreement by sending written notice of your decision to opt out to info@jarda.ai within 30 days of first accepting these Terms. If you opt out, you and SAVI may each bring claims against the other in court.

Severability: If any part of this arbitration agreement is found to be unenforceable, the remainder will continue to apply, except that if the Class Action Waiver is found to be unenforceable, the entire arbitration agreement will be void.

12. Termination

We may terminate or suspend your access to the App immediately, without prior notice, for any reason, including breach of these Terms. Upon termination, your right to use the App will cease immediately.

13. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of significant changes through the App or via email. Continued use of the App after changes constitutes acceptance of the new terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions. For any disputes not subject to arbitration, you consent to the exclusive jurisdiction of the state and federal courts located in Delaware.

15. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and SAVI regarding the use of the App and supersede all prior agreements and understandings.

17. Contact Information

For questions about these Terms, please contact us at:

Email: info@jarda.ai